PPF Returns Calculator
Plan your 15-year PPF investment and see how your tax-free corpus grows year by year.
Customize Your PPF
Currently 7.1%
15 years minimum
Maturity Amount (Tax-Free)
Total Invested
₹15,00,000
Interest Earned
₹12,12,139
🛡️ EEE Status: Contribution + Interest + Maturity are all tax-free!
Total Invested
₹15,00,000
Interest Earned
₹12,12,139
Year-wise Balance Growth
| Year | Deposit | Interest | Balance |
|---|
What is PPF and Why Should You Invest?
Public Provident Fund (PPF) is a long-term government-backed savings scheme in India that offers guaranteed, tax-free returns. Introduced in 1968 by the National Savings Institute, PPF has a mandatory 15-year lock-in period and is considered one of the best wealth-creation tools for conservative investors.
Key Features of PPF
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Tax Benefits (EEE): Deposits qualify for deduction under Section 80C. Interest and maturity amount are completely tax-free.
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Government Guarantee: Backed by the sovereign guarantee of India — zero default risk.
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Investment Limit: Minimum ₹500 and maximum ₹1,50,000 per financial year.
PPF Power Tips
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Always invest before 5th of April each financial year to earn interest for April (12 months instead of 11).
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Invest the maximum ₹1.5L per year to maximise the Section 80C benefit and compounding.
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After the 15-year lock-in, extending without contribution still earns 7.1% on the existing corpus.